Articles

In an ongoing feature, we answer frequently asked questions on when investors should consider taking certain steps toward long-term financial plans. Included here is Mike Hoelzl’s look at when to consider investing in actively managed funds, which includes a link to his look at when to consider passive index funds. […]

Test your financial literacy See how you did answering questions in this financial literacy test devised by researchers at George Washington University and the University of Pennsylvania. The correct answers are in bold. 1. Suppose you had $100 in a savings account and the interest rate was 2% per year. After 5 years, how much…

The sooner, the better. That’s the best approach to any saving plan. Children’s education ranks right after parents’ retirement as an investment priority for families. Factors to consider include: How much you expect college to cost How much of the cost you plan to cover How long until the money is needed How much you…

The best time to make an IRA contribution is the first business day of each year. If you make your IRA contribution at the beginning of the year, instead of April of the following year, it gives each installment an extra 15 months of additional compounding for each contribution every year. Since markets go up on average,…

As our financial lives evolve, we often wonder at what point or how frequently to take certain actions toward our long-term goals. In an ongoing feature, investment advisors from Landaas & Company provide answers. Each of the responses includes links to further information. Click here to ask your own “When Should I…?” When Should I…

As part of an ongoing feature, we’ll answer frequently asked questions from investors on when to take certain steps toward long-term financial plans. Included here is a schedule for tax form releases from Pershing, which issues most of the tax forms for Landaas & Company. […]