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Cautious optimism: A balancing act
As history has proven, “cautious optimism” works. But history is written across years and decades, not three quarters.
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Past Articles
Look (and scrutinize) before you leap
By Joel Dresang Scrutinizing is important, but sitting on your hands is more the point. […]
Gender gaps in financial literacy
By Joel Dresang Even with a greater role in family finances, women collectively have shown less confidence and lower scores in financial literacy. […]
When should I …take my required minimum distribution?
As part of a new ongoing feature, we answer frequently asked questions on when investor should consider taking certain steps toward long-term financial plans. Included here is Chris Evers’ advice on taking required minimum distributions from IRAs. […]
Financial literacy test – The answers
Test your financial literacy See how you did answering questions in this financial literacy test devised by researchers at George Washington University and the University of Pennsylvania. The correct answers are in bold. 1. Suppose you had $100 in a savings account and the interest rate was 2% per year. After 5 years, how much…
Retirement: Thinking about spending
Although retirement is the most expensive purchase we’ll ever make, only 34% of workers have estimated their retirement expenses.
Rebalancing: More investing, less emotion
A strategically balanced investment portfolio is a moving target. The optimal balance can shift with individual circumstances or asset performance. In a MONEY TALK VIDEO, Steve Giles explains how occasional rebalancing can help investors more objectively consider when and how to readjust their holdings. […]