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How to Retire: A book review
No book will make me an expert, but I don’t need to be. I just need to feel comfortable with our path and our plans.
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Past Articles
Past presidents in the fold
By Joel Dresang Although the timetable’s unclear, the White House disclosed in January that the Treasury Department will step up plans to redesign $20 notes to feature Harriet Tubman in place of Andrew Jackson. With the recent observation of Presidents Day, we got curious about which other former commanders-in-chief remain on U.S. currency. […]
For What It’s Worth: Squirreling Away
By Joel Dresang Partly because they’re reluctant to spend, partly because they lack opportunities, U.S. consumers have been squirreling away record mounds of money. They socked away nearly $3 trillion in 2020, a stash that could eventually help quicken economic recovery. In our occasional look at the meanings and origins of financial expressions, we consider slang terms for personal saving. […]
Allocation to optimize reward vs. risk
In a Money Talk Video from the 2020 Investment Outlook Seminar, Bob Landaas and Dave Sandstrom explain how investment mix is key to optimizing risk-adjusted returns. […]
Pessimism could send a contrary signal
By Kyle Tetting Economists at Yale University’s decades-long confidence surveys ask investors what they believe the probability is of a “catastrophic stock market crash in the U.S. in the next six months.” Individual investors were as pessimistic as ever in August, according to survey data. The most recent report shows little improvement. […]
Don’t believe everything I read
By Joel Dresang A study published in the Journals of Gerontology: Social Sciences found “clear and alarming” evidence of declines in cognitive functioning among baby boomers. Findings could mean a reversal in recent trends of less dementia among older Americans. The financial fallout from a drop-off in cognitive skills is that it tends to coincide with the time in life when wealth is near its peak. [..]
How to get more in tune with technology
Because of the pandemic, more people have become familiar with videoconferencing and interacting virtually with financial professionals, which might make them more curious about ways technology can enrich them. Jason Scuglik has tips for how to learn more about devices and applications. […]