Category: Financial Planning

By Joel Dresang Eight months ago, when I reported that someone had tried to use my credit card without my knowledge, I said it wouldn’t be the last time. Well, on Jan. 27, it happened again. My credit card issuer texted me to say it declined a $23.65 charge with my card at Aldo shoes.…

By Joel Dresang A number of forces are behind people’s fear of finances. Besides individual circumstances, low financial literacy is a chief contributor to anxiety and stress over money, according to the joint study by the FINRA foundation and George Washington University. In other words, when it comes to money, what you don’t know can…

By Joel Dresang Timing retirement involves so much more than when to take Social Security. Still, those benefits play a bigger role than most people realize. […]

In a Money Talk Podcast, Bob Landaas leads a discussion about wise ways to be charitable. […]

By Joel Dresang Being healthy lets us enjoy retirement more (and probably longer), but it also has financial repercussions. […]

By Joel Dresang The wealth effect usually is mentioned as a factor in spending, but it also plays a role in investing and retiring. Of the three, I feel it affecting me the most as an investor — but that’s just the phase of life I’m in. […]

Early signs suggest retirees could get the fattest Social Security raise in more than a decade. […]

By Joel Dresang Having smaller families has been affecting how we try to accumulate wealth and what we do with it. […]

By Joel Dresang In the 14 minutes we were on the phone, Mark saved me $441.36. That was the good news. The bad news was all the other rigmarole still ahead for me — and the dreaded reality that this probably will happen again. […]

By Joel Dresang Rehearsal helps performance. It conditions us. It informs our expectations. It lets us anticipate how we’ll handle a situation. Even improvisers rehearse. Research suggests rehearsal can help retirement, too. […]