Each week in the Money Talk Podcast, Landaas & Company advisors offer insights for long-term investors. Try to answer the following questions, based on some of the recent Money Talk conversations.

1.

Noting a recent lack of wide swings in stock prices, Adam Baley cautioned that the market occasionally includes sell-offs. In the Nov. 1 Money Talk Podcast, how did Adam advise investors to prepare for such downswings?

(Choose one.)

  1. Minimize stock exposure
  2. Move more money to bonds
  3. Stay patient
  4. Increase stock exposure

(See answer below.)

2.

In the Nov. 1 Money Talk Podcast, John Sandstrom talked about publicly traded companies investing in their infrastructure to try boosting future earnings. What term is sometimes used for such actions?

(Choose one.)

  1. Capital expenditures
  2. Corporate buybacks
  3. Carry forwards
  4. Stock dividends

(See answer below.)

3.

In the Nov. 8 Money Talk Podcast, Art Rothschild said the interest rate cut announced by the Federal Reserve on Nov. 7 showed the central bank’s confidence in which of the following?

(Choose one.)

  1. The stock market
  2. The Nov. 5 election results
  3. A soft landing
  4. The bond market

(See answer below.)

4.

As discussed in the Nov. 8 Money Talk Podcast, the Fed is trying to find a sweet spot for short-term interest rates that supports full employment but does not trigger inflation. As Mike Hoelzl explained, what is the Fed’s target for the long-term inflation rate?

(Choose one.)

  1. 1%
  2. 2%
  3. 3%
  4. 4%

(See answer below.)

5.

Tom Pappenfus explained, during the Nov. 8 Money Talk Podcast, that balanced investors currently have a good backdrop and foundation for their portfolios. What did Tom cite as a source of that optimism?

(Choose one.)

  1. Election results
  2. Federal Reserve comments
  3. Post-election stock rally
  4. Earnings and interest rates

(See answer below.)

6.

In the Nov. 15 Money Talk Podcast, Kendall Bauer noted that it had been more than a year since the last stock market correction, in which the S&P 500 had retreated 10% or more from its previous peak. According to Kendall, historically, how regularly have such downturns occurred?

(Choose one.)

  1. About every 6 to 12 months
  2. About every 12 to 18 months
  3. About every 18 to 24 months
  4. About every 24 to 36 months

(See answer below.)

7.

Dave Sandstrom explained in the Nov. 15 Money Talk Podcast that cryptocurrency cannot be valued as objectively as traditional investments. For individuals who insist on putting money into crypto, Dave suggested they consider it for which one of the following?

(Choose one.)

  1. Retirement funds
  2. Charitable giving
  3. Education funds
  4. Entertainment/gambling

(See answer below.)

8.

In the Nov. 22 Money Talk Podcast, Steve Giles made a Thanksgiving dinner reference when advocating for balanced investment portfolios. Which of the following did Steve say?

(Choose one.)

  1. Everything in moderation
  2. Make healthy choices
  3. Count your blessings
  4. Save room for dessert

(See answer below.)

Answers

1.

c) Stay patient

Learn more

Volatility: Stock market vs. your portfolio, a Money Talk Video with Kyle Tetting

Focus on fundamentals to face volatility, a Money Talk Video with Steve Giles

For What It’s Worth: Volatility

2.

a) Capital expenditures

Learn more

Innovations, long-run opportunities, by Kyle Tetting

AI vs. dot-com: What investors should know, by Kyle Tetting

What to make of earnings season, a Money Talk Video with Dave Sandstrom

3.

c) A soft landing

Learn more

Cautious optimism: A balancing act, by Kyle Tetting

Time has come, Fed pivots focus, by Kyle Tetting

The Fed: What investors should know, a Money Talk Video with Dave Sandstrom

4.

b) 2%

Learn more

What is up with inflation? by Joel Dresang

Talking Money: Inflation, by Adam Baley

What Is Inflation and How Does Inflation Affect Investing? Investopedia
Inflation: Prices on the Rise, International Monetary Fund

5.

d) Earnings and interest rates

Learn more

The science of communicating balance, by Kyle Tetting

Investment balance: Find and keep, a Money Talk Video with Art Rothschild

Valuing Investments: Price-Earnings Ratio, a Money Talk Video with Dave Sandstrom

6.

c) About every 12 to 18 months

Learn more

Broader views of market movements, a Money Talk Video with Dave Sandstrom

The ups and downs of volatility, a Money Talk Video with Steve Giles

Beginners Guide to Asset Allocation, Diversification and Rebalancingfrom the U.S. Securities and Exchange Commission

7.

d) Entertainment/gambling

Learn more
Is Crypto Back? What to Know About Bitcoin’s Surge, from The New York Times
Thinking about buying the latest new cryptocurrency or token? from Investor.gov
Investment risk, explainedfrom the Financial Industry Regulatory Authority (FINRA)
Digital assets, from FINRA

8.

a) Everything in moderation

Learn more

The science of communicating balance, by Kyle Tetting

Investment balance: Find and keep, a Money Talk Video with Art Rothschild

Seeing how your equities are balanced, a Money Talk Video with Kyle Tetting